mSII - New modelling concept
In view of the requirements of Solvency 2 Model IT has developed the mSII computing technology. Model IT offers insurance companies an unprecedentedly exact and explicit overview of their business. The analysis is based on fully stochastic policy-by-policy Monte Carlo simulation of claims, customer behavior and capital markets.
mSII Key Features
Fast Policy-by-policy Monte Carlo simulation for insurance contracts
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All risk sources are simulated
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Supports cloud computing
Market consistent valuation of assets and liabilities during simulations
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Based on user provided economic scenarios
Management action simulation based on simulated balance sheets
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Including asset allocation changes, extra benefits, dividends, …
Supports implementation of Solvency II standard model* and development of own internal model
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Allows MCEV and SCR calculations
Same model can be used for real world risk management
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Including own risk and solvency assessment (ORSA)
* mSII supports only forward looking calculations, i.e. it is not possible to calculate SCR for non-life insurers under the standard model.